About Terian Consulting Financial Services

Meet Milton E. Brown Jr.

Founder | Retirement Strategist

After more than 20 years in the financial services industry, Milton E. Brown, Jr. grew increasingly frustrated watching retirees face unnecessary fear, confusion, and financial stress. He knew there had to be a better way. That belief led to the creation of the Serenity Retirement System—a clear, three-step process designed to help retirees:

Milton’s approach is warm, clear, and grounded in deep expertise. His mission is to help individuals retire with confidence, clarity, and a renewed sense of purpose. More than just numbers, Milton focuses on people—their values, goals, and the life they’ve worked hard to build.

Create reliable, sustainable income throughout retirement

Protect assets from unnecessary risk and taxes

Preserve their legacy for the people and causes they care about

Milton’s approach is warm, clear, and grounded in deep expertise. His mission is to help individuals retire with confidence, clarity, and a renewed sense of purpose. More than just numbers, Milton focuses on people—their values, goals, and the life they’ve worked hard to build.

The Terian Difference

A Plan Built Around You—Not Just Your Numbers

Terian Consulting was founded by Milton E. Brown, Jr. to solve a problem he saw all too often: good people entering retirement without the peace of mind they deserved.

Whether you're nearing retirement or already in it, Terian Consulting is your dedicated partner in building a plan that reflects what matters most to you. From income strategies and tax-free growth to debt elimination and estate planning, we’re here to support your full financial picture.

Retirement isn’t the end. It’s a new beginning. Let’s build it—intentionally.

We understand that planning for retirement can feel overwhelming. With so many options and unknowns, it’s essential to have an experienced and trustworthy guide by your side. That’s why Terian Consulting is committed to delivering a personalized approach—one that aligns with your values, vision, and lifestyle goals.

Through comprehensive financial analysis, strategic portfolio management, and ongoing support, we help you move toward the retirement you’ve imagined—with security, stability, and peace of mind.

Testimonials

Brandon Starks- Architect

"I was very confident that I had enough savings to have a very secure retirement. But once I got on the call, I learned just how unprepared I really was."

Jerry Peters- Business Owner

"I am so glad I took advantage of the exploration call. I was able to learn more ways to create tax-free retirement income and protect my business from creditors and lawsuits."

Patricia Banks- Retired

"Before the call, I had no idea that I could have my money creating cashflow for me, risk-free. Creating more possibilities for me to enjoy my retirement."