Financial Planning Services

Financial Planning Services in Chicago, IL

As a financial advisor based in Chicago, IL, I am pleased to offer Chicagoland area residents a wide range of financial planning services to help individuals and families achieve financial stability and security. With my expertise and personalized approach, I am committed to helping you navigate the complexities of retirement planning, wealth management, debt elimination, and much more.

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Wealth Management

Retirement Planning

When it comes to planning for retirement, we understand that each person’s goals and circumstances are unique. As your retirement planning advisor, I will work closely with you to create a personalized strategy that ensures your future financial needs are met. I will take into account your current financial situation, future retirement income goals, risk tolerance, and investment management preferences to develop a tailored plan that aligns with your aspirations. We can design guaranteed retirement income strategies to create long-term growth, as well as guaranteed income throughout your retirement. Whether you are just starting to save or are close to retirement, I can guide you on the path to financial independence.

Debt Elimination

Are you 100% sure you’ll have a great retirement, or do you have some doubt?

What if we could show you how to be out of debt in 9 years or less including your mortgage without spending any additional dollars than you are spending right now?
The average individual pays 34% of the money they earn in a lifetime out to interest. This interest goes to cars, credit cards, student loans, mortgages, all the things we finance is interest going out …and we pay taxes!
About $.40 of every dollar the average American earns goes out to taxes. Everything from income tax, to sales tax, capital gains tax, gas tax, estate tax etc. Most tax planning advisors concentrate on that 3% savings. You know what they say… “You’ve got to save more money” but most people are unable.
At TCFS, we focus on the problem, 34% going to interest and 40% to taxes.

What if we could reduce that 34% going to interest and also reduce taxes? That would allow for more lifestyle money and would also free up cash to contribute towards savings!

Using our 7 steps of Money Management, we can do just that.
This leaves approximately 26% to pay for everything else like vehicles, clothes, insurance, gas etc. We call this Lifestyle money. Of this amount only 3% goes towards savings…

Debt Elimination
Asset Protection

Asset Protection

Protecting your hard-earned assets is crucial to ensuring your financial well-being and leaving a lasting legacy for your loved ones. I can provide expert guidance and financial planning for families to create a comprehensive asset protection plan tailored to your specific needs and circumstances. By analyzing your assets and potential vulnerabilities, I will recommend strategies to shield your wealth from potential risks such as market fluctuations, legal issues, or creditor claims. With a well-designed asset protection and wealth management plan in place, you can feel confident that your wealth is secure and preserved for years to come.

Estate Planning

Estate planning is a critical aspect of ensuring that your assets are distributed according to your wishes and that your loved ones are taken care of after your passing. With my extensive knowledge and experience in estate planning and financial goal-setting, I will guide you through the process of creating a comprehensive plan that protects your assets, minimizes tax planning and implications, and provides for your beneficiaries. Whether you need assistance with drafting a will, establishing trusts, or maximizing charitable giving, our financial planning services are here to provide you with comprehensive and personalized estate planning services.

Sustainable Income
Financial Planning Services

Lifetime Income

Securing a reliable and sustainable income throughout your retirement is essential for financial peace of mind. I can help you evaluate various income options, such as annuities, pensions, and social security, to create a solid plan that ensures you enjoy a comfortable lifestyle in retirement. By carefully analyzing your income needs, risk tolerance, and long-term financial goal-setting, I can guide you in making informed wealth management decisions regarding retirement income and tax planning, so you can enjoy your golden years with financial stability and confidence.

Private Lending

Whenever you put your money in the bank they lend it out to make money from borrowers who pay them interest on YOUR MONEY. Wouldn’t it be great if you could be the lender of your money and begin to receive the interest payments as income?

Private lending offers individuals an alternative way to invest and earn consistent returns. With our trusted financial planning services, I can facilitate private lending opportunities that align with your investment management objectives and risk appetite. By carefully assessing potential lending opportunities, I can help you make informed investment decisions that yield attractive returns while managing the associated risks. Whether you’re looking to diversify your portfolio or explore new investment options, I am here to support you in identifying and capitalizing on private lending opportunities.

Private Banking Solutions
Tax Assistance

Private Banking Solution

Infinite banking is a methodology of redeploying your cash flow and liquidity through a whole life insurance policy to create continuous compounding from these funds even if they’re borrowed. Major expenses, family emergencies, and strategic investment management is funded by borrowing against an infinite banking policy designed with specific riders to enhance cash value.
Benefits of Infinite Banking

  • Uninterrupted Compounding Interest
  • Liquity, Access and Control
  • Guaranteed Growth + Dividends
  • Tax-Exempt Status
  • Death Benefit
  • Creditor Protection
  • Ultimate Asset Privacy

Call Me for Wealth Management Assistance Today!

I can promise you that I’m dedicated to providing personalized and comprehensive financial planning for families and individuals to help you achieve your financial goals. Whether you need assistance with retirement planning, debt elimination, estate planning, or private lending, I am here to guide you every single step of the way. So contact me today at Terian Consulting Financial Services to schedule a consultation, and let’s start your financial goal-setting together to secure your financial future.

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